The IRS hasn't published 2027 figures yet. These projections use the same inflation formula the IRS applies, so they're usually within $25–$50 of the final numbers. Enter your income to compare with 2026.
Federal income tax2026 vs 2027 (projected)
You'd owe less in 2027
$281
on the same income, standard deduction applied
2026 tax
$7,670.00
2027 tax (projected)
$7,389.50
Difference
−$280.50
Federal income tax only. See your full take-home pay in the paycheck calculator.
Single: 2026 vs 2027
Rate
2026 taxable income
2027 taxable income (projected)
10%
$0 – $12,400
$0 – $12,800
12%
$12,401 – $50,400
$12,801 – $52,025
22%
$50,401 – $105,700
$52,026 – $109,125
24%
$105,701 – $201,775
$109,126 – $208,300
32%
$201,776 – $256,225
$208,301 – $264,525
35%
$256,226 – $640,600
$264,526 – $661,350
37%
$640,601+
$661,351+
Married filing jointly: 2026 vs 2027
Rate
2026 taxable income
2027 taxable income (projected)
10%
$0 – $24,800
$0 – $25,600
12%
$24,801 – $100,800
$25,601 – $104,050
22%
$100,801 – $211,400
$104,051 – $218,250
24%
$211,401 – $403,550
$218,251 – $416,625
32%
$403,551 – $512,450
$416,626 – $529,050
35%
$512,451 – $768,700
$529,051 – $793,600
37%
$768,701+
$793,601+
Head of household: 2026 vs 2027
Rate
2026 taxable income
2027 taxable income (projected)
10%
$0 – $17,700
$0 – $18,250
12%
$17,701 – $67,450
$18,251 – $69,625
22%
$67,451 – $105,700
$69,626 – $109,125
24%
$105,701 – $201,750
$109,126 – $208,275
32%
$201,751 – $256,200
$208,276 – $264,500
35%
$256,201 – $640,600
$264,501 – $661,350
37%
$640,601+
$661,351+
Standard deduction
Filing status
2026
2027 (projected)
Change
Single
$16,100
$16,600
+$500
Married filing jointly
$32,200
$33,200
+$1,000
Head of household
$24,150
$24,900
+$750
How much less you'd owe in 2027
Federal income tax on the same yearly income, single filer, standard deduction in each year.
Income
2026 tax
2027 tax
You save
2027 avg. rate
$30,000
$1,420
$1,352
$68
4.5%
$45,000
$3,220
$3,152
$68
7.0%
$60,000
$5,020
$4,952
$68
8.3%
$75,000
$7,670
$7,390
$281
9.9%
$100,000
$13,170
$12,890
$281
12.9%
$125,000
$18,734
$18,390
$345
14.7%
$150,000
$24,734
$24,375
$359
16.3%
$200,000
$36,734
$36,375
$359
18.2%
$300,000
$68,134
$66,949
$1,185
22.3%
What doesn't change
The seven rates themselves (10% to 37%), made permanent by the 2025 tax law.
How brackets work: only the income inside each bracket is taxed at that rate.
Social Security and Medicare rates (6.2% and 1.45%). The Social Security wage cap is set separately each October.
Source: Projection based on the IRS inflation formula and Bloomberg Tax’s September 2026 forecast. We will replace these projections with the official figures as soon as the IRS releases them. Looking for this year's numbers? See the 2026 tax brackets.
Frequently asked questions
What are the 2027 federal tax brackets?
The seven rates stay the same in 2027: 10%, 12%, 22%, 24%, 32%, 35% and 37%. The income ranges for each rate rise by about 3.2% for inflation, so more of your income falls into the lower brackets.
Has the IRS released the 2027 brackets yet?
Not yet. The IRS usually announces next year's brackets in October or November. Until then, this page shows projections built with the same inflation formula the IRS uses. They are typically within $25 to $50 of the official numbers, and we update the page as soon as the IRS publishes.
What is the 2027 standard deduction?
$16,600 for single filers, $33,200 for married couples filing jointly and $24,900 for heads of household (projected), up from $16,100, $32,200 and $24,150 in 2026.
Will I pay less tax in 2027?
If your income stays the same, yes. Higher brackets and a bigger standard deduction mean a single filer earning $75,000 would owe about $281 less in federal income tax. If your pay rises with inflation, your tax stays roughly the same.
When do the 2027 brackets apply?
To income earned from January 1 to December 31, 2027. Employers start using them for paycheck withholding in January 2027, and you report that income on the return you file in early 2028. Your 2026 income, filed in 2027, still uses the 2026 brackets.